Address: 27919 Jefferson Ave. Suite #206, Temecula, CA 92590 • Phone: 951-695-3372 • Toll Free: 800-695-1295      Today's Date: September 22, 2017 • Current Time: 1:28:40 PM

Commercial Division

BUSINESS TO BUSINESS DEBT

Our Corporation, with its internal legal staff, has been helping businesses prosper since 1983.

Satisfied Clients Include:

  • Retail stores
  • Manufacturers
  • Construction Companies
  • Law Firms
  • Accounting Firms
  • Tow Companies
  • Pest Control Companies
  • Magazine Companies


Business to business accounts make American Capital, with its California presence, more qualified to represent California creditors at all stages of the collection process.

Although we exhaust all efforts before recommending a lawsuit, our legal department supports litigation counsel when court action becomes necessary.

The company’s skilled legal technicians are well versed in the various legal issues facing business creditors today. Since commercial accounts are ultimately more contested and complex, our professionals are well trained in mediation and settlement techniques.

Available Attorney Programs for Businesses:

ATTORNEY LETTER SERVICE
ATTORNEY COLLECTION CALLS

Call us direct for more details.

Standard Bad Debt Recovery Business Programs Include:

"...more qualified to represent California creditors at all stages of the collection process.
  • Account Receivable Counseling
  • Pre-Collection Services
  • Letter Service
  • 10 Day Free Demand (Conditions apply)
  • Contingency Placements
  • Judgment Enforcement
  • Professional Skiptracing

Business to Business Debt Contingency Rates:

All accounts are somewhat different. Generally, our rates are as follows, although in some cases they vary and we do negotiate:

  • 12% Business/Commercial accounts less than 60 days from date of delinquency.
  • 18% Business/Commercial accounts less than 120 days from date of delinquency.
  • 20% Business/Commercial accounts less than 270 days from date of delinquency.
  • 25% Business/Commercial accounts less than 366 days from date of delinquency
  • 30% Business/Consumer accounts, returned check and all accounts under $1,000.00
  • 45% All accounts for litigation with your approval. Charges (i.e. court costs, suit fees or any other fees or disbursements) would be in addition to the contingency rate and would be required in advance.

Letter Service Program

A Letter Service provides an economical alternative to traditional contingency collection services. Although still viewed as third party intervention, it is generally less expensive.

Letter Services are most cost effective on slow pays or recently delinquent accounts on volume assignment. They are not effective on disputes, older receivables, chronic delinquents and portfolios of high percentage skip accounts.

If you believe a Letter Service is right for you, American Captial's commercial Letter Service rates are fixed as follows:

# of Letters Assigned Per Account for 2 letters
10,000 $6.50
5,000 $7.00
2,500 $7.50
1,000 $8.00
500 $8.50
250 $9.00
100 $9.955

 

Our Commercial Debt Recovery Partners Benefit From:

  • 31 Years of Attorney Experience
  • Extensive Bankruptcy Knowledge
  • Trained Staff in Debt Negotiation
  • Skiptracing Through Corporate Record Data Base
  • Advanced Technology for Optimum Results
  • Free Client Legal Consulting on Collection Matters
  • Online Client Review of Accounts
  • Online/Internet Debtor Payments 24/7

Our Commercial Debt Recovery Partners Benefit From:

  • 31 Years of Attorney Experience
  • Extensive Bankruptcy Knowledge
  • Trained Staff in Debt Negotiation
  • Skiptracing Through Corporate Record Data Base
  • Advanced Technology for Optimum Results
  • Free Client Legal Consulting on Collection Matters
  • Online Client Review of Accounts
  • Online/Internet Debtor Payments 24/7